Loans

Whether you’re looking to buy a new car, renovate your home, or consolidate existing debts, our range of loans are designed to meet your needs.

Apply Now
Not a Member? No problem...

Not a Member? No problem...

You can become a member online by simply downloading our mobile app. With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.

We offer loans from £100 to £15,000 to new and existing members.

New Loan applicants

We will require proof of ID and proof of address to join and submit a loan application. If you don’t have these, please call the office and discuss with a member of our team.

We will also require one month bank statements as supporting documentation for your loan application.

Existing Members

We will require one month bank statements as supporting documentation.

Proof of identity
  • Current signed passport
  • photo driving licence or identity card.
  • HMRC Tax Notification.
  • Young Scots Card.
  • Blue disabled drivers pass.
  • Benefits entitlement letter.
  • UK Armed Forces ID Card.
  • Home Office Immigration Status Document accompanied by proof of right to reside.
  • Home Office Application Registration Card.
  • Northern Ireland Voters Card.
Proof of address
  • Current EU/EEA photo driving licence.
  • Benefits entitlement letter.
  • HMRC Tax Notification.
  • Local authority tax bill for the current year.
  • Utility bill (such as gas or landline phone bill) dated within the last six months.
  • Bank, building society or UK credit union statement.
  • UK, EU/EEA mortgage statement.
  • Current UK provisional driver's licence.
  • UK credit card statement.
  • Tenancy agreement issued by a solicitor, housing association, local council or reputable letting agency.

Calculate your Loan

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
39.8%
# Repayments
Total
Total Cost
Apply for Loan
£
APR
39.8%
# Repayments
Total
Total Cost
Apply for Loan
£
APR
39.8%
# Repayments
Total
Total Cost
Apply for Loan
£
APR
39.8%
# Repayments
Total
Total Cost
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Advantages

Discover the advantages of taking a loan with Bridgend LifeSavers Credit Union

No early repayment penalties

Quick and easy application online or in branch

We offer highly competitive interest rates

Every loan is assessed individually

We help you to grow your savings while you repay your loan

No hidden fees or transaction charges

Our loans are tailored to your needs. You can pay weekly, fortnightly or monthly

The interest rate you pay depends upon the amount borrowed, not on your credit rating

Interest is charged only on the outstanding reducing balance