If you are an existing member, you will need to submit one months bank statements.

If you are a new member, we will need proof of ID and proof of address also:

Photographic ID

• Current signed passport – if the passport is not UK/Irish then we will also need to see their Right to work documentation.
• EEA member state identity card (which can also be used as evidence of address if it carries this)
• Current UK or EEA photocard driving licence (Full and Provisional) – the address on the Driving licence must be checked against the record in Progress, if this does not match the Driving licence is not valid.
• Photographic registration cards for self-employed individuals in the construction industry -CIS4
• Firearms or shotgun certificate
• Residence permit issued by the Home Office to EEA nationals on sight of own country passport
• UK Citizen Card
• Armed forces identity card – unexpired

Non-Photographic ID

• Full old-style driving licence – not provisional
• Official letter from Benefits Agency/DWP/Local Authority confirming your right to UK benefits, local benefits, UK Pension - dated within the last 12 months.
• UK Student loan/ grant paperwork – dated in last 12 months
• HMRC coding/assessment/statement/tax credit letter (not P45/P60) (dated within the last 12 months)

We might perform a full credit reference agency search in order to check your ability to repay a loan and also to clarify that the information given on the loan application is accurate.

Bridgend LifeSavers Credit Union is a responsible lender and sometimes we need to make sure that you can comfortably afford the repayments before we approve a loan.

You can use our loan calculator! This will give you a very good idea of what your desired loan may cost per month, and what the monthly repayments will look like. You can also give us a call to discuss as well.

We would ask you to give us a call as soon as possible so we can discuss your personal situation and look at ways we can help.